Compared
Orla vs Neno.
Neno takes a Dutch company's bookkeeping, filings and payroll off your hands, with a bank account of its own. Orla runs the back office, never holds your money, and hands the month to the accountant you have.
Prices below checked on 13 September 2026, on neno.co and its pricing page.
Side by side
What each one is, and what it costs.
The honest version, including the rows where they win.
| Orla | Neno | |
|---|---|---|
| What it isIn one sentence | The finance back office that runs itself: bills, payouts, cards, invoices, and the month for your accountant, up to pre-accounting | An AI accounting firm for the Netherlands: a dedicated accountant in Slack, filings, payroll, company formation, and a business account with cards |
| PriceTheir pricing page, this month | Free forever; Pro $69, Scale $199, Enterprise $499 a month, bought on the site without a call | Solo €80, Scale €200, Advanced €600, Custom €1,800 a month, plus €18 per payslip; 20, 50 or 200 branded invoices a month depending on the plan |
| Where it worksWho can sign up | A company anywhere, VAT with any rates and regimes, and nothing filed anywhere by Orla | Dutch companies: BTW, VPB and ICP filed for you, a BV incorporated online, payroll with Dutch payslips |
| The moneyWho holds it | Nobody here: bank connections are read only, payouts go out on bank, PayPal and crypto rails with a person's signature, and a bank payout drafts in your own Revolut Business | Neno: a Dutch IBAN in hours, SEPA Instant, SWIFT to 160 plus countries, virtual and physical Mastercards |
| The booksWhat the ledger is | A cash ledger with categories and account codes, a month that closes with a fingerprint, a journal export for Xero and QuickBooks; no double entry, no chart of accounts, and nothing is filed anywhere | Kept by their accountants under Dutch GAAP, and the annual statements come with the plan |
| CryptoExchanges and wallets | First class: six exchanges by read-only key, BTC, EVM, TRON and Solana wallets, a cost basis kept through swaps, and payouts sent in stablecoins | Not mentioned on any page |
| InvoicesGetting paid | Invoices, quotes and pay links, a permanent address at orla.finance/@name, reminders, paid by bank, card or stablecoin and marked paid when the money lands | Invoices and quotes with online acceptance, several templates, reminders, credit notes, matched to the bank; counted per month by plan |
| A human in the planWhere they win | None, and none planned; a seat for your own accountant | An accountant and a fiscalist in Slack with a 24 hour answer, a monthly meeting on Advanced, a dedicated team on Custom |
Fair is fair
When Neno is the right choice.
A comparison you can trust has to be able to say this.
- You run a Dutch BV and want the bookkeeping, the BTW return and the payslips done by someone else, and filed.
- You want a bank account and cards from the same company that keeps the books.
- You want a person in Slack who answers within a day.
Where Orla is different
A back office that holds nothing and files nothing.
If any of this is your company, the comparison decides itself.
- Your accountant stays yours: the month leaves as files they open, in any country, under any VAT regime.
- Coins on an exchange or in a wallet next to the bank; a contractor paid in USDC with a threshold and a quorum.
- Your own agent with a role and a cap, and an assistant that answers from the same rows the reports use.
- A company anywhere, in four languages, priced on the site.
Questions
The questions the table does not answer.
Does Orla hold my money like Neno?
No, and it cannot. Bank connections are read only, a bank payout drafts in your own Revolut Business, crypto and PayPal payouts go out with a person's signature. Neno gives you a Dutch IBAN and cards of its own.
Does Orla file my BTW return?
No. Orla keeps the VAT period as a worksheet with PDF and CSV, under any country's rates and regimes, and your accountant files it. Neno's accountants file BTW, VPB and ICP for the Dutch companies they keep.
Is there payroll in Orla?
No. Payout batches pay people on bank, PayPal and crypto rails, but Orla computes no payslips and no employer contributions. Neno runs Dutch payroll at €18 per payslip.
What about invoices and quotes?
Both do them. Orla adds a permanent pay page at orla.finance/@name, payment by bank, card or stablecoin, and an invoice that marks itself paid when the money lands; Neno counts invoices per month by plan.
Other comparisons
Keep your accountant. Give them a month, not a login.
The free plan has no clock on it, connections are read only, and when you leave, your books leave with you.
Or see the move off Midday →- Orla vs T:0 →
- T:0 keeps GAAP books with a CPA; Orla runs everything before the accountant, and speaks crypto.
- Orla vs Dimely →
- Dimely turns a contract into an invoice inside your ERP; Orla takes it all the way to the money.
- Orla vs Fuelfinance →
- Fuelfinance is FP&A over QuickBooks; Orla is the book itself, for a company with no bookkeeper.
- Orla vs Light →
- Light is an agentic ERP for groups of companies; Orla is one company's back office, started this afternoon.
- Moving off Midday →
- Midday is winding down; Orla reads its whole export, categories and receipts included.
- Orla vs YNAB →
- Both budget your money. YNAB sees your banks; Orla sees banks, exchanges and wallets in one book.
- Orla vs Monarch →
- Monarch budgets American and Canadian banks well; Orla adds exchanges and wallets to the same money.
- Orla vs Copilot Money →
- Copilot tracks American money in dollars; Orla holds several currencies and puts coins in the budget.
- Orla vs Lunch Money →
- Both independent, both outside America; the split is whether a coin is a balance or a line.
- Orla vs Splitwise →
- Splitwise keeps score of who owes whom; Orla keeps the book those debts belong to.
- Orla vs CoinTracker →
- One counts last year's crypto for the tax office; the other runs your money all year.
- YNAB alternatives →
- Five options with the price and the catch on each.
- Splitwise alternatives →
- Two free like-for-like options, one different idea, and when moving a group is not worth it.
See it on your own books.
Thirty minutes: we connect an account, drop a real bill in, and close a month together.