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Pay and get paid

Pay and get paid: bills in, invoices out, under rules you set.

Bills go out in one batch under your rule; invoices take a card, a transfer or a stablecoin.

Bills in, payments out, under a rule you set

A bill from a letter becomes a draft with its file attached, and a batch pays the week on every rail at once.

Paying is a queue, not a chat thread. A bill waits for the person the rule names, a batch pays contractors on every rail at once, and a card carries a ceiling per person. Every payment keeps its signatures beside the row.

Payments and batches in depth
Payments and batches

Who signs, and what leaves when?

Supplier bills, queued by job4 bills · 9,920 USD · each under the job it belongs toPay Friday's

Lumber · Harbour TimberMarlow kitchenSep 144,120

Drywall · Kestrel SupplyMarlow kitchenSep 141,860

Dumpster · Vela WasteHollis roofSep 16640

Shingles · Harbour TimberHollis roofSep 183,300

Bills to pay

Bills by status, with the ones waiting for your approval on top.

Ads and hosting

•••• 4417

Frozen

OrlaVirtual

4512 •••• •••• 2093

HolderMira OseiExpires09/29

Cards

Virtual Visa cards from one prepaid balance, each with a ceiling, a freeze and a block of its own.

Invoices, contracts and links that get you paid

A quote becomes the invoice, a contract becomes the schedule, and a pay link takes a card, a transfer or a stablecoin.

A quote becomes the invoice on acceptance, a signed contract becomes the schedule of invoices to send, and a pay link takes a card, a transfer or a stablecoin. An invoice marks itself paid when the money lands, and a credit note corrects a sent one.

Invoices and quotes in depth
Invoices and quotes

Who owes us, what is late, what arrived?

InvoiceINV-0012ToKestrel FoodsDueSep 29, 2026

Kestrel app, sprint 5 · from the contract, milestone 24,800

Motion, two reels1,600

Total, USD6,400

Pay by card · 6,400 USDBank transferUSDC

The client pays on the link; the row lands paid, with the receipt attached

Contracts

A signed contract becomes the schedule of invoices, and each invoice is paid by card, transfer or stablecoin.

Loans, the calendar, and what the wallet earns

Every dated sum on one calendar with the balance it leaves, and loans with a schedule that repayments follow.

Every dated sum sits on the calendar with the balance it leaves, and loans show the nearest obligation on each side. The forecast names the low point and its day, and lists what it could not price instead of guessing.

Budgets in depth
Calendar

What has a date, and what balance does it leave?

Studio loan · 24,000 USD4.9% · 24 months · from Mercury · Operating14 of 24 paid

DuePaymentInterestPaid from

Sep 1, 20261,12041.60Row linked

Oct 1, 20261,12037.20on the calendar

Nov 1, 20261,12032.80on the calendar

Only interest counts as cost · a rate change or a prepayment rebuilds the schedule

Loans and debts

Loans with a schedule: who owes you, whom you owe, and the nearest obligations on both sides.

Earning$41,208two positions
Borrowed$9,000USDC against ETH
Health factor2.31watched hourly

ETH · Lido3.10 ETH3.4% APREarning

USDC · Aave12,000 USDC4.1% APREarning

USDC · Aave9,000 borrowed6.2% APRQuorum

Calldata prepared unsigned · health factor checked before every press

Earn and borrow

Aave v3 positions per wallet with their rates; Orla never holds a key.

Questions

The questions that come first.

Who signs a payment, and from what sum?

A rule you set: an approval threshold and the number of signatures it takes. The person who prepared a payment never signs it, the rule checks the batch total, and the assistant may queue a payment but never signs one.

How does a client pay an invoice?

By card through your own Stripe account, by bank transfer, or in USDT and USDC; the invoice marks itself paid when the money lands, and a quote or a signed contract becomes the invoice without retyping.

Can the team spend from one balance on cards?

Yes. Virtual Visa cards come from one prepaid balance topped up in USDT or USDC, each card with a ceiling per person, a freeze and a block, and every charge checked against what you allocated the same day.

See it on your own books.

Thirty minutes: we connect an account, drop a real bill in, and close a month together.