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For SaaS and startups

Runway on the home board, Stripe as rows, and a month closed before the investor update goes out.

Tidewater Metrics sells an analytics product on Stripe and runs a team of nine on payroll and contractors.

Runway, MRR and the Stripe feed, on one screen

Stripe payouts arrive with fees and refunds apart, and runway moves with the month.

Reports and tax in depth
Burn and runway, from the rows

The investor asks for burn and runway on the first of the month. Is the answer a spreadsheet from last quarter, or this morning's rows?

Transactions214 total · 24,431 USDAllIncomeSpending

DatePayeeCategoryAmount

Sep 10 02:48 PMHetzner💻 Software−320 USD

Sep 10 02:23 AMBolt🚕 Transport−30 USD

Sep 10 02:23 AMLegal review📐 Services−1,007 USD

Sep 9 11:02 AMKestrel Foods🏦 Income+8,400 USD

Stripe, daily, as rows

Stripe connects with a key you make there; sales come in daily, with the fees kept separate from them.

Calendar · next 30 days5 dated sums · 3,122 USD · balance after them 76,077

Sep 15Figma · 4 seats60recurring

Sep 18Modal · compute340recurring

Sep 20Professional indemnity insurance274Renews

Oct 1Studio rent · Lisbon2,400recurring

Oct 1Notion · team48recurring

Every subscription on one calendar

Everything dated on one page: what is overdue, what falls this week, what is coming in, and where the balance lands at month end.

Enterprise invoices and the paper behind them

Annual contracts invoiced on schedule, and a pay link for the deals that pay by card.

Invoices and quotes in depth
Annual plans invoiced and chased

Two enterprise customers pay annually by invoice, one is late, and procurement wants a credit note for dropped seats. Who chases whom?

ArrivesRead asFiled under

order_form_harbour.pdfOrder form Orders · Harbour Labs
privacy_policy_v3.pdfPolicy Policies
MSA_meridian.pdfContract Contracts · Meridian Health

The schema is yours, in words · a whole run is a plan first, undone in one press

Contracts, order forms and policies on one shelf

Filed by a schema you set in words, with versions and access.

Contractors, cards, budgets and the month

Contractors paid in one batch, cards with a ceiling, a budget per department.

Reports and tax in depth
The month to the accountant

Board meeting on the tenth, the accountant wants the month by the fifth, and the last export still had rows without an account code.

Waiting for you1$4,800
Waiting for others$6,5973 payments
Cleared$12,540this week

Over $2,000 needs 2 signatures · the one who prepared it never signs it

Dmitri VolkovPackaging system, milestone 2 · Mercury · Operating4,800 USD Jonas Lea

SignAmendReject

Contractors paid in one batch

Up to 200 payouts per batch: CSV preview, duplicate warning, autosave, and a template for the next one.

Ads and hosting

•••• 4417

Frozen

OrlaVirtual

4512 •••• •••• 2093

HolderJonas WeberExpires09/29

Team cards funded from the USDC treasury

Virtual Visa cards from one prepaid balance, topped up in USDT or USDC when the balance runs low.

September 2026 · 4 budgets

📊 Office & equipmentOver by $9,926482%Over

💻 Software & subscriptionsOver by $4,122417%Over

✈️ Travel$406 left84%Inside

📣 Marketing & advertising$884 left56%Inside

Software and marketing against a monthly budget

Monthly limits per category, what is left of each, what slipped past.

The assistant

Ask it why MRR moved, one customer at a time.

The composer breaks a fall in revenue into who left, who grew and who shrank, and offers the next press.

The assistant in full →

What it takes on

Why revenue fell
New, gone, grown and shrunk clients, with the same arithmetic the reports use for why a figure moved.
Cohorts and concentration
How many of January's clients still pay, and how much of the revenue comes from the top three.
The investor update
KPI, cash flow, top clients, MRR and runway for the month, with the three moves that mattered explained.

Who does what

Five people in one book, and no shared password.

Founder
Reads burn and runway on the home board and signs what crosses the threshold.
Finance lead
Prepares the contractor batch, chases the annual invoices, and closes the month.
Account manager
Sends the order form and the invoice, and hears in the channel when the client asks for time.
Team member
Files a receipt from the channel and sees only the cards and claims that are theirs.
Accountant
Gets the month as files and a read-only door into the closed period.

Connections

Connected the way a startup is already run.

Revenue comes in daily from Stripe, the bank by feed or by statement, and a USDC treasury sits in the same book.

  • Stripe
  • Plaid
  • Base
  • QuickBooks
  • Xero
  • Slack
  • Claude
  • n8n

Control and trust

What a startup needs to trust the book.

Roles
Owner, admin, member, viewer, accountant. A contractor is a contact, not a seat.
Signing rules
A threshold, the number of signatures, address book only, a monthly allowance per person.
Oversight
An oversight report frozen the day after the month ends, with every exception to the rules.
Agents
Your own agent proposes and never signs: a fence per agent, a daily ceiling, a receipt per dollar.

Questions

The questions that come first.

Where does runway come from?

From the book: burn is the average of the last three full months of outgoings, runway is the liquid balance divided by it. Neither is typed in, and both open into the rows behind them.

Do we have to leave QuickBooks or Xero?

No. Orla is the layer before it. The accountant keeps their software and receives the month from Orla as statements for every account, a journal and one archive.

Can an agent close the month or pay anyone?

An agent may put a payment in the queue and never signs it. Closing a month is a person's press with a reason, and a closed month is read-only at every door.

See it on your own books.

Thirty minutes: we connect an account, drop a real bill in, and close a month together.