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For freelancers and contractors

Invoices in four currencies, one book for the accountant.

Ines Marchetti designs products for three clients in three countries and gets paid four ways.

VAT, expenses and one book for the accountant

VAT per quarter from the invoices you sent, expenses with their receipts.

Reports and tax in depth
The month to the accountant

The accountant asks for the same folder every quarter: every invoice, every receipt, the bank feed, the VAT figure. One press or an afternoon?

Gains, 2026$4,318FIFO · 14 disposals
VAT, Q36,250output 8,400 · input 2,150
Reverse charge3 rowshandled, not guessed

AssetAcquiredCost basisClosing

BTC0.4200000032,878 USD0.42000000

ETH3.100000007,649 USD3.10000000

A sealed year reports its own drift · the book is checked against the chain

VAT by the quarter, from the rows

VAT returns period by period, output tax from invoices and input tax from expense rows, reverse charge handled; a rate or an exchange rate is never guessed, only ever read.

Transactions214 total · 24,431 EURAllIncomeSpending

DatePayeeCategoryAmount

Sep 10 02:48 PMHetzner💻 Software−320 EUR

Sep 10 02:23 AMBolt🚕 Transport−30 EUR

Sep 10 02:23 AMLegal review📐 Services−1,007 EUR

Sep 9 11:02 AMKestrel Foods🏦 Income+8,400 EUR

Expenses filed by their own history

Rows without a category queue up by merchant, each with a suggestion drawn from your own history, so the same supplier is filed the same way every single time it appears.

Ads and hosting

•••• 4417

Frozen

OrlaVirtual

4512 •••• •••• 2093

HolderInes MarchettiExpires09/29

A card for tools and trains, topped up in USDC

Virtual Visa cards from one prepaid balance, topped up in USDT or USDC when the balance runs low.

The assistant

Ask it who has not paid, and press once.

One person, many clients: the composer keeps the chasing and the tax in view without a spreadsheet.

The assistant in full →

What it takes on

Who is overdue, and what next
Each late invoice with when it was reminded and what they promised; Remind or Escalate is one press.
VAT ahead of the date
The period projected from the pace of the quarter so far, and one press that sets the money aside.
The month as a checklist
Everything that stops the close in one list with a box per line, and the last box closes the month.

Who does what

One person, one accountant, and one book.

Founder
Sends the quote and the invoice, files the week's rows in a minute, and knows the VAT figure before the quarter ends.
Accountant
Gets the quarter as files and a read-only door into the closed period.
Contractor
Is paid from the same book when a project needs a second pair of hands, as a contact with a rail, not a seat.

Connections

Connected the way your clients already pay you.

Card payments through your own Stripe, the euro bank by feed, and a USDC wallet in the same book.

  • Stripe
  • Revolut
  • Plaid
  • Base
  • WalletConnect
  • Xero
  • Telegram
  • WhatsApp

Control and trust

What a business of one needs to trust the book.

Read-only connections
Bank and exchange keys only read. A key with trading rights is refused.
Your keys stay yours
Wallet keys stay in your browser; Orla never holds funds.
Screening
An address is screened before you pay it or the one that just paid you; the verdict is kept.
Paper
A receipt finds its own payment; rows without paper are waived in bulk when there never was any.

Questions

The questions that come first.

Can I invoice in a currency my bank does not hold?

Yes. An invoice is issued in the currency the client pays in and priced into your base currency at the day's rate. Where the money lands is the account you pick on the invoice.

Does the free plan cover a business of one?

The free plan has no card and no time limit, and it includes one business space to try. Paid plans start at $25 a month; any single limit can be raised with a pack instead of a plan change, so a business of one pays for what it uses.

How does the accountant get the quarter?

As a zip archive, a journal CSV and each account's feed for QuickBooks Online and Xero, with the VAT return period by period. An accountant seat is a read-only door into the closed period, for those who prefer the rows to a folder.

See it on your own books.

Thirty minutes: we connect an account, drop a real bill in, and close a month together.