Pricing
Free stays free. Paid plans from $25 a month.
Three plans for a business and three for a person. One subscription covers every space you own; seats and business spaces are packs a company adds. Card or stablecoins, and paying ahead costs less.
In USD, read from the app's own catalogue: the price quoted here is the price charged.
Free
FreeFree
No card, no time limit
Start here. Not a trial.
Start free- Manual accounts & statement imports
- 1 card
- 3 invoices & pay-links / month
- Group & shared spaces, and 1 business space with 2 seats
- AI Copilot, 15 messages / month
- 250 MB storage
- AI, 300 000 tokens / month
Starter
$25$18.75a month
billed monthly$225 billed yearly, 25% off
Live sync and the paperwork.
Choose Starter- Everything in Free
- 3 cards
- 6 banks · 5 exchanges
- 5 members per shared space
- 15 invoices & pay-links / month
- 2 GB storage
- 3 AML checks / month (credits carry over)
- Telegram & Slack chats
- Crypto lending & borrowing (Aave)
- VAT / GST on invoices
- 2 connected agents
- 25 machine payments (x402) / month
- 50 quotes / month
- Card payments on invoices (your own Stripe)
- Bills by email & a Google Drive folder, filed on arrival
- Historical move-in from another bookkeeping tool
- AI, 2 000 000 tokens / month (the assistant, statement scans, document reading)
Pro
$69$51.75a month
billed monthly$621 billed yearly, 25% off
For a business of one.
Choose Pro- Everything in Starter
- 15 cards
- 150 invoices & pay-links / month
- Custom invoice branding
- 50 automation rules
- 10 GB storage
- Priority support
- 10 AML checks / month (credits carry over)
- AML monitoring & risky-inbound alerts
- VAT / GST returns, quarter by quarter
- 10 connected agents
- Tax report exports (CSV / PDF)
- 150 machine payments (x402) / month
- Journal export for Xero / QuickBooks
- 500 quotes / month
- Batch payouts: who was paid, and which bills it settled
- Drive folder as an inbox
- 1 business space, 5 seats (an accountant's seat is free)
- AI, 5 000 000 tokens / month
- Contracts, framework orders & recurring invoices
- Profit and loss by project, aging, cash forecast, report builder
- Month close with a lock, and provider reconciliation
Scale
$199$149.25a month
billed monthly$1,791 billed yearly, 25% off
For a company with controls.
Choose Scale- Everything in Pro
- Unlimited invoices & automations
- 25 GB storage
- Dedicated support
- Unlimited statement scans
- 25 AML checks / month (credits carry over)
- Unlimited connected agents, 25 000 agent calls / month
- Inheritance protection included
- Agent wallet included
- Document encryption included
- Unlimited machine payments (x402)
- Your own storage bucket included
- Unlimited quotes
- Drive folder as an inbox
- 1 business space with 10 seats (accountants free); more as packs
- Unlimited cards & banks
- AI, 15 000 000 tokens / month
- Team permissions & approval policies
- Batch payouts & their bills
- IP allowlist
- Control report & authority map, month by month
Enterprise
$499$374.25a month
billed monthly$4,491 billed yearly, 25% off
Several companies, one book each.
Talk to us- Everything in Scale
- 5 business spaces, unlimited seats
- AI, 30 000 000 tokens / month
- 50 AML checks / month (credits carry over)
- Unlimited connected agents, 50 000 agent calls / month
- Counterparty fraud monitoring included
- 100 GB storage
- Dedicated support
- Custom limits and invoice billing on request
Compare every limitIncluded, None, Unlimited or a number, in the units a person reads.
| Limit | Free | Starter | Pro | Scale | Enterprise |
|---|---|---|---|---|---|
| Cards | |||||
| Active cards | 1 cards | 3 cards | 15 cards | Unlimited | Unlimited |
| Spaces | |||||
| Members per shared space | 2 members | 5 members | 5 members | 10 members | Unlimited |
| Business spaces | 1 spaces | 1 spaces | 1 spaces | 1 spaces | 5 spaces |
| Connections | |||||
| Connected banks | None | 6 banks | 15 banks | Unlimited | Unlimited |
| Connected exchanges | None | 5 exchanges | 15 exchanges | Unlimited | Unlimited |
| Connected creator platforms | None | 3 platforms | 10 platforms | Unlimited | Unlimited |
| Bills by email | None | Included | Included | Included | Included |
| Drive folder | None | Included | Included | Included | Included |
| Crypto lending & borrowing (Aave) | None | Included | Included | Included | Included |
| AI & automation | |||||
| AI Copilot | Included | Included | Included | Included | Included |
| Telegram & Slack chats | None | Included | Included | Included | Included |
| AI tokens / month | 300,000 tokens | 2,000,000 tokens | 5,000,000 tokens | 15,000,000 tokens | 30,000,000 tokens |
| Automation rules | 2 rules | 10 rules | 50 rules | Unlimited | Unlimited |
| Assistant routines | None | 1 routines | 3 routines | 10 routines | 25 routines |
| Conversation history, days | 7 days | 30 days | 90 days | Unlimited | Unlimited |
| File new documents automatically | None | Included | Included | Included | Included |
| Historical move-in | None | Included | Included | Included | Included |
| Connected agents | None | 2 agents | 10 agents | Unlimited | Unlimited |
| Agent write calls / month | 50 calls | 500 calls | 5,000 calls | 25,000 calls | 50,000 calls |
| Agent wallets | None | None | None | Included | Included |
| Business | |||||
| Invoices & pay-links / month | 3 docs | 15 docs | 150 docs | Unlimited | Unlimited |
| Quotes / month | 10 quotes | 50 quotes | 500 quotes | Unlimited | Unlimited |
| Custom invoice branding | None | None | Included | Included | Included |
| Contracts & recurring invoices | None | None | Included | Included | Included |
| Business reports & forecasting | None | None | Included | Included | Included |
| Card payments on invoices | None | Included | Included | Included | Included |
| Machine payments / month | None | 25 payments | 150 payments | Unlimited | Unlimited |
| VAT / GST on invoices | None | Included | Included | Included | Included |
| VAT / GST returns | None | None | Included | Included | Included |
| Attachment storage | 250 MB | 2 GB | 10 GB | 25 GB | 100 GB |
| IP allowlist | None | None | None | None | Included |
| Team permissions & approval policies | None | None | None | Included | Included |
| Accountant seat | None | None | Included | Included | Included |
| Batch payouts & their bills | None | None | None | Included | Included |
| Compliance | |||||
| Month close & reconciliation | None | None | Included | Included | Included |
| Tax report exports (CSV / PDF) | None | None | Included | Included | Included |
| Journal export for Xero / QuickBooks | None | None | Included | Included | Included |
| AML checks / month (credits carry over) | None | 3 checks | 10 checks | 25 checks | 50 checks |
| AML monitoring & inbound alerts | None | None | Included | Included | Included |
| Counterparty fraud monitoring | None | None | None | None | Included |
| Privacy | |||||
| Document encryption | None | None | None | Included | Included |
| Your own storage bucket | None | None | None | Included | Included |
How paying works
One subscription, paid the way you already pay.
- Pay ahead
- Three months 10% off, six months 15%, a year 25%. Renewing early extends the end date instead of restarting it, and cancelling keeps your access until the period ends.
- Card or stablecoins
- A card goes into the provider's own form, so Orla never sees the number, and it renews on its own. Or USDT and USDC on Ethereum, Polygon, Solana or TRON: send the amount shown, and the plan starts once the transfer is seen on chain.
- Fees on turnover
- Beyond the plan, three fees and no others: 0.75% on what an agent wallet spends, 2.5% on a card top-up, 0.5% on a swap. Never anything on the subscription itself.
- Every space you own
- Personal, family and group spaces are covered however many you have. A business space is counted: a plan carries one, Enterprise five, and another one is a pack.
Packs
Raise one limit instead of buying the next plan.
A pack stacks on your plan and renews with it. AML checks are credit rather than an allowance, so unused checks carry over.
- +10 cardsActive cards, 10 more cardstop-up$10
- +3 connected banksConnected banks, 3 more bankstop-up$9
- +50 invoices / monthInvoices & pay-links / month, 50 more docstop-up$9
- Document encryptionSwitched on rather than counted: a second one buys nothingswitch$19
- +25 AML checksAML checks / month (credits carry over), 25 more checkstop-up$25
- AML monitoringSwitched on rather than counted: a second one buys nothingswitch$15
- Your own storage bucketSwitched on rather than counted: a second one buys nothingswitch$19
- Counterparty fraud monitoringCounterparty fraud monitoring, 1 moretop-up$49
- +10 GB storageAttachment storage, 10 GB moretop-up$6
- +5 seats per spaceMembers per shared space, 5 more memberstop-up$35
- +1 business spaceBusiness spaces, 1 more spacestop-up$69
- +3 connected exchangesConnected exchanges, 3 more exchangestop-up$9
- Agents bundleTurns on Agent wallets, Connected agents, Agent write calls / monthswitch$29
- +2 connected agentsConnected agents, 2 more agentstop-up$10
- +2M AI tokens / monthAI tokens / month, 2,000,000 more tokenstop-up$19
- +10 automation rulesAutomation rules, 10 more rulestop-up$5
Questions
Before you pick one.
Why does Pro cost more than a budgeting app?
Because it is not one. A budgeting app watches a bank account. Pro is the paperwork of a business of one: invoices and quotes that become contracts, VAT returns, the journal your accountant imports, crypto accounting with a real cost basis, and address screening. If a bank account is all you track, compare Free or Starter with a budgeting app instead, and that is a fair fight on price, feature for feature, dollar for dollar.
How does this compare with QuickBooks or an AI bookkeeper?
QuickBooks charges per user, from about $38 a month for one seat to $340 for twenty-five, and it does not touch crypto. T:0 starts at $199 a month with no free plan and is US entities only. Scale is $199 with ten seats, both rails in one book, and money that actually moves on your rules. What none of them do and we do not either: file your taxes for you.
What happens when I stop paying?
You go back to Free. Your data stays readable and exportable, it is not deleted and not locked. What changes are the limits: live sync and the higher counts stop until you subscribe again, and every row you booked stays where it is.
Can I get a refund?
Prepaid time is not refunded, but it is not taken away either: cancel and you keep the access you paid for until it runs out, then you return to Free. If we ever closed your account for something you did not do, we would refund the unused part. And nothing in this overrides a refund right your local consumer law gives you.
Does one subscription cover my other spaces?
Your personal, family and group spaces, yes, however many you have, and the people in them cost nothing beyond the seats your plan includes. Business spaces are counted: a plan carries one, Enterprise carries five, and another one is a pack. That is the one place a company pays for a second book rather than a second person.
How do I pay?
By card, or in USDT or USDC if a card is not your thing. Yearly is 25% off, six months 15%, three months 10%, and a month is the full price.
What if I need more of one thing, not a bigger plan?
Add-on packs raise a single limit, like ten more cards or twenty-five more AML checks, without moving you to another plan. A pack runs alongside your subscription and renews with it; a pack of AML checks is different, because you bought credit rather than a monthly allowance, so unused checks carry over and do not expire.
Can I change plan later?
Yes, up or down, and the limits follow immediately. Nothing you have already recorded is affected by the plan you are on or the one you move to.
How are seats counted?
Per space, and the plan says how many: five on Starter and Pro, ten on Scale, no limit on Enterprise. Five more seats is a pack. An accountant does not take a seat at all, on any plan, so handing your books to a bookkeeper never costs you a place at the table.
We have several companies. What do we pay?
Enterprise carries five business spaces with no seat limit. Below that a plan carries one, and each extra company is a pack. If five is not enough, or you need to be invoiced rather than pay by card, write to us and we set it up by hand.
See it on your own books.
Thirty minutes: we connect an account, drop a real bill in, and close a month together.