Orla · budgeting app
Banks, exchanges,wallets.One budget.
A budget for money that lives in two worlds. Your rent and your USDT go in the same book.
- A spreadsheet holds up for two months. Then you stop updating it.
- Your budgeting app reads the bank and stops there.
- Three apps, three totals, and none of them is the answer.
One month, one book.
Salary in euros. A client who pays in USDT. A weekend in Lisbon, split four ways. Six lines, and the month closes.
- 01Salary+2,650.00
- 05Rent−890.00
- 09Invoice #114paid by transfer+1,450.00
- 14ClientUSDT on TRON+900.00
- 16Lisbon · 3 nightsyou paid, four of you−480.00
- 21Hostingannual−96.00
- Personal+1,760.00
- Salary, less the rent.
- Lisbon+360.00
- You paid 480.00. Your share was 120.00. The rest comes back.
- Studio+2,254.00
- An invoice and 900.00 in USDT, less the hosting bill.
+4,374.00
The middle number is money you are owed. Nothing else on your phone counts it.
Three connections, one balance.
- 01
Connect the bank
Open banking in the EU, the UK, the US and other regions. You log in on the bank's own page, so Orla never sees the password. Balances and transactions sync in on their own.
- 02
Add the exchange and the wallet
Binance, Bybit, OKX, Kraken and Coinbase by read-only API key. Balances refresh hourly and your trade history comes with them. Wallets on BTC, EVM chains and TRON: watch an address, import one, or make one whose keys stay in your browser.
- 03
Read one number
Net worth in your currency. Balances at today's rate, older entries at the rate of their own day. Under it: a history chart, a 60 day forecast, your savings rate.
This is the actual thing.
Three screens from a running account.
Net worth in your currency, assets and debts apart.
Budgets against what you actually spent.
The trip above, settled in three payments.
Start where the money is scattered.
Eight things it does, in depth.
Orla can read your money. It cannot move it.
Every connection is read-only, and wallet keys never leave your browser.
An exchange key that can trade is refused
Every key is checked with the exchange before it is saved. Binance, Bybit and OKX reject one that can trade or withdraw. Kraken and Coinbase do not report rights, so you set it read-only yourself.
Bank passwords never reach us
You log in on the bank's own page. Orla gets balances and transactions, never your password, and it cannot start a payment.
Wallet keys stay in the browser
The seed is encrypted on your device and the server keeps only the public address. Sends are signed locally, with an AML check on the destination.
You can see who did what
Revoke any device or session. A security log you can read, and security emails nobody can switch off. In a shared space, every edit keeps its old and new value.
Free stays free.
The free plan is a real ledger, not a trial. Paid plans raise the limits: more banks and exchanges, more cards, more people in a shared space, more storage. Pay by card, or in stablecoins.
Free
Free
- Manual accounts & statement imports
- 1 card
- 3 invoices & pay-links / month
- Group & shared spaces
- AI Copilot, 15 messages / month
- 250 MB storage
Starter
$25/mo
- Everything in Free
- 3 cards
- 6 banks · 5 exchanges
- 5 members per shared space
- 15 invoices & pay-links / month
- 2 GB storage
- 20 statement scans / month
- 3 AML checks / month (credits carry over)
- Telegram & Slack chats
- Crypto lending & borrowing (Aave)
Pro
$59/mo
- Everything in Starter
- 15 cards
- 150 invoices & pay-links / month
- Custom invoice branding
- 50 automation rules
- Telegram & Slack chats
- 10 GB storage
- Priority support
- 100 statement scans / month
- 10 AML checks / month (credits carry over)
- AML monitoring & risky-inbound alerts
- Team permissions & approval policies
- IP allowlist
Scale
$149/mo
- Everything in Pro
- Unlimited cards, banks & members
- Unlimited invoices & automations
- Telegram & Slack chats
- 25 GB storage
- Dedicated support
- Unlimited statement scans
- 25 AML checks / month (credits carry over)
- AML monitoring & risky-inbound alerts
- Team permissions & approval policies
- IP allowlist
Billing periods, card and crypto rails →
A subscription belongs to you and applies across every space you own.
Does my crypto actually land in the budget, or just in net worth?
In the budget. Exchange trades, deposits, withdrawals and wallet activity become transactions on their accounts. They carry categories, count against your limits and show up in the monthly report. Rules and repeating series file most of it for you.
Can Orla trade, withdraw or spend anything?
No, and it is built so it cannot. Bank connections are read-only open banking. Exchanges need a read-only API key, and on Binance, Bybit and OKX a key with trade or withdrawal rights is refused. Orla never holds your funds.
What happens to my wallet keys?
They stay in your browser. The seed is encrypted on your device and the server only ever stores the public address. Sends are signed on your device. Watch an address instead and there are no keys at all.
How do crypto taxes work here?
The tax center builds a year's package from the same ledger. Capital gains FIFO, one row per lot, with the purchase date and a short term or long term split. Moving coins between your own accounts is never a sale. Export a PDF or a CSV. It is informational and not tax advice.
Which banks, exchanges and chains?
Banks across the EU, the UK, the US and other regions through open banking. Binance, Bybit, OKX, Kraken and Coinbase by read-only key, refreshed hourly. Wallets on BTC, EVM chains and TRON.
My bank isn't on the list. Is that the end of it?
No. Import a CSV and the encoding, separator and date format are detected for you, including banks that split debit and credit into two columns. Or upload a PDF or a photo of the statement in any language and check the rows before they land.
Can I use it with my partner, or with friends on a trip?
Yes. A family space is a shared book. A group space is a trip: split equally, by weights or by exact amounts, with a kitty and a settle-up plan. Each person gets a pay link, and the debt closes when they pay it.
What does it cost, and is there an app?
There is a free plan you can stay on. Paid plans raise the limits and the prices are on the pricing page. Orla installs from the browser: "Install app" on Android and desktop Chrome, Share then "Add to Home Screen" on iPhone.
Connect one account and see what changes.
The first one takes about four minutes. The second is the one that surprises people.