Compared
Orla vs Copilot Money.
Copilot is the best looking way to watch American dollars. Orla is a book for several currencies and chains, wherever you live.
Checked on 28 August 2026 against Copilot's own pricing section and help centre.
Side by side
What each one is, and where it stops.
Their words are quoted, not paraphrased.
| Orla | Copilot Money | |
|---|---|---|
| What it isIn one sentence | One book for banks, exchanges and wallets, with budgets, invoices and tax | A spending and net worth tracker, unusually well made, for money in American banks |
| PriceTheir pricing section, this month | Free plan with no time limit and no card; paid from $25 a month | $13 a month paid yearly, which they price as 39 per cent off; a test drive before you connect anything, then a trial |
| Where it worksWho can sign up | Open banking in Europe, the UK and the US; statements and cash anywhere | "We only support US financial institutions and as such are only available in the US App Store" |
| CurrenciesIf you earn in one and spend in another | Every account in its own currency, priced into one base currency you pick | "Copilot only supports USD and does not convert foreign currency transactions" |
| CryptoExchanges and wallets | Trades, transfers and stablecoin income arrive as transactions, with a cost basis kept through swaps | Six exchanges on Apple devices and four on the web; wallet tracking for Bitcoin and Ethereum addresses only |
| Getting paidInvoices and pay links | Invoices, pay links, reminders, cards | None; it is not what Copilot is for |
| DevicesWhere they win | An iPhone app is built and close to the store. Until it lands, Orla installs from the browser on iPhone and Android | iPhone, iPad, Mac and Web, and an Apple Design Awards finalist |
Fair is fair
When Copilot is the right choice.
A comparison you can trust has to be able to say this.
- →Your money is American, counted in dollars, and your devices are Apple
- →You want the best made of the four, and a design award is not nothing when you open an app daily
- →You want to look around before connecting a bank, and their test drive does exactly that
Where Orla is different
Money that is not in dollars, or not in a bank.
If any of these is your money, the comparison decides itself.
- →A salary in euros, rent in zlotys and savings in dollars, each held in its own currency and totalled in yours
- →Coins that move: a sale on an exchange, a stablecoin invoice, a transfer between your own wallets, each a line in the budget
- →A bank anywhere outside the United States
Questions
The questions the table does not answer.
Can I use Copilot Money outside the United States?
Their help centre says no: “we only support US financial institutions and as such are only available in the US App Store”, and “Copilot only supports USD and does not convert foreign currency transactions”. Orla connects banks through open banking in Europe, the UK and the US, and holds every account in its own currency.
How does Copilot handle crypto?
Their crypto page describes tracking: integrations with six exchanges on Apple devices and four on the web, plus Bitcoin and Ethereum addresses. What it does not describe is those coins arriving as categorised transactions in a budget, which is what Orla does with trades, transfers and stablecoin income.
Which one is better made?
Copilot, and it is not particularly close. It is an Apple Design Awards finalist with iPhone, iPad, Mac and web apps. Orla installs from the browser today, with a native iPhone app built and close to the store. If your money is American and in dollars, that is a real reason to pick them.
Didn't find your answer? [email protected]
Read next: how Orla compares with Monarch, budgeting apps that handle crypto.
Start
Start free, in your own currency.
Connections are read only either way, and leaving takes your data with you.