Planning

Budgets, goals & the month ahead

What you meant to spend, what you are saving for, and what the month has already promised before it starts.

Budgets with pace warnings
Budgets

A warning on day 6, not a surprise on day 30.

Set a limit per category. Orla tracks the pace and says when you are on course to exceed it, while there is still time to slow down.

  • Leftover budget rolls into next month if you want it to
  • Weekly, monthly, quarterly or yearly periods
  • Alerts in the app, by email or in Telegram
Budgets · August
🛒 Groceries & home$57 of $60010%
🎓 Education$250 of $30083%
⚠ On pace to exceed around day 5
Transport$137 of $20069%
Goals & collections

Saving up, alone or together.

A goal fills from the transactions you mark. A collection is the same goal with a public page: a birthday gift, a new kitchen, a camera.

  • Anyone can chip in without an account
  • Contributions counted per person in a shared space
  • A closed month can sweep its leftover into the goal
Public chip-in page for a collection
Calendar

Next month is already on the calendar.

Rent, payroll and subscriptions live on a calendar and book themselves when the day comes. Orla adds them up ahead, so you see what is left before the month starts.

Next 30 days
Rent · 1st$1,200
Payroll · 5th$4,100
Netflix · 12th$15
Scheduled total$5,315
Left after the bills$1,910
  • Autopay books the regulars on their day, once per period
  • A sixty-day forecast on the dashboard
  • An overdue recurring payment raises an alert
Debts & loans

Loans, mortgages and IOUs, written down.

Add a loan, log the payments, and always know what is left. Money lent to a friend stays visible until it comes back.

  • Every payment recorded against the balance
  • Reminders for what people owe you
  • Interest and fees kept out of the spending total
The specifics

How the month is measured.

Budget periodsWeekly, monthly, quarterly, yearly or a named month
Pace warningA threshold you set, 85% by default
RolloverMonthly budgets only, off unless you ask
GoalsFed by marked transactions or by account balances
CollectionsA public page, no account needed to contribute
RecurringBooked once per period, catching up rather than backfilling
ForecastSixty days, from the calendar and the recurring rules
DebtsBoth directions, with reminders on what is owed to you
Pricing

Budgets are free.

Set the first limit today. Nothing here waits for a paid plan.