Money

Accounts & the ledger

Everything that holds money in one list with one total, and a book underneath that sorts itself. This is the part everything else reads from.

Accounts and wallets with balances
Connecting

Three doors, and they behave differently.

A bank, an exchange and a wallet each attach in their own way, and the difference is worth knowing before you start.

  • A bank connects over open banking: you approve it inside the bank's own hosted window, Orla receives balances and transactions, never the password, and cannot start a payment
  • An exchange connects with a read-only key you create: Binance, Bybit, OKX, Kraken and Coinbase. On all five the key's rights are checked before it is stored, and one that can trade or withdraw is refused outright
  • Hyperliquid takes no key at all, only your address, because it issues none
  • A wallet connects by address on BTC, EVM chains, TRON and Solana. Import or create one instead and the seed is encrypted in your browser, or bring the wallet you already use over WalletConnect
Every connected door lands on one home screen
One list

Twenty accounts, one total.

Banks, cards, petty cash, exchange balances and wallets in one place, converted to your currency. Filter by type when the list gets long, and act on a wallet straight from its row.

Accounts list with send and swap actions
  • Send, swap or receive without leaving the list, on the wallets whose keys you hold
  • Balances at today's rate, older entries at the rate of their own day
  • Statements in CSV or PDF for anything that has no connection, in any language
The ledger

A trade, a transfer and a salary are all transactions.

Whatever the rail, money lands as a row with a category, a payee and an account. That is what makes a budget and a report possible at all.

  • Transfers between your own accounts are paired and kept out of income and spending, on-chain ones matched by hash
  • Split one transaction across categories, attach the receipt, and export anything you can see as CSV
  • Full-text search across payees, notes and amounts
Transactions with categories
Categories

It learns how you file things.

Rules catch the payees you see every month. For the rest, suggestions come from your own past sorting, and a photographed receipt arrives already read.

  • A rule applies to the history behind it, not just what comes next
  • Receipt scan reads the merchant and the total into a draft you confirm
  • Your own category tree, seeded and then yours to edit
Rule
If payee contains BoltTransport
Suggested: Aversi PharmacyHealth
Based on how you sorted it in June
Applies to 14 past transactionsApply
Counterparties

Every client and supplier on one card.

Who paid, what is still open, and the rails they use. The address book is also where trust lives: mark a payee checked once, and payments to anyone else can be held for a second signature.

A client card with totals and rails
  • Totals with a month-by-month chart, invoices, settled payments and requisites
  • Wallet addresses and bank details on file, ready for the next payment
  • A client can get a Telegram or Slack chat of their own
Staying current

Stale data is worse than missing data.

Balances refresh on their own, and when something breaks the app says so instead of showing yesterday's number.

  • An exchange key the exchange keeps rejecting is marked needs a new key: the sync pauses, a notification lands, and a fresh key slots in without losing the accounts
  • A bank link that wants a re-login gets a needs re-linking badge and a Reconnect button
  • A daily check notices a connection that has been silent for over a day
Connections
Mercury · open bankingsynced 4m ago
Kraken · read-only keysynced 1h ago
Binance · read-only keyNeeds a new key
Sync paused, a notification sent. Update the key without losing the accounts.
Trust Wallet · watched addresssynced 6m ago
The specifics

What connects, and how often.

BanksOpen banking in the EU, the UK, the US and other regions
ExchangesBinance · Bybit · OKX · Kraken · Coinbase, plus keyless Hyperliquid
ChainsBTC · EVM · TRON · Solana, watched or self-custody
Wallet actionsSend and swap from the row, signed in your browser
History on connectExchange trades from 1 January of the previous year
HyperliquidNinety days of deposits, withdrawals and daily trading result
ImportsCSV and PDF statements, any bank, any language
HealthA daily check for a connection that went quiet
Pricing

Connect one account and see.

The first connection takes about four minutes. Manual accounts and statement imports are free forever.