Blog · Crypto & freelance
Money that arrives on a chain, or against an invoice.
Being paid in stablecoins is now ordinary and the advice around it is not. What follows is the practical part: the lines an invoice needs, the four charges between a payment and spendable money, the percentage that was never yours, and the two ways money leaves a wallet for good.
Crypto & freelance
How much of every invoice to set aside for tax.
The freelancers who get caught out are rarely the ones who earned too little. They are the ones who treated a payment as income on the day it landed. A percentage off the top fixes it, and the percentage matters less than the habit.
Crypto & freelance
How to invoice a client in crypto.
An invoice in crypto is an ordinary invoice with four extra lines and one irreversible risk. Get the four lines right and the risk mostly goes away.
Crypto & freelance
What it actually costs to get paid in crypto.
The transfer fee is the part everyone quotes and the smallest part of the answer. Four separate charges sit between a client paying you and money you can spend, and only one of them is on chain.
Crypto & freelance
Why screen a wallet before you pay it.
A crypto transfer has no recall and no chargeback, so screening is the one piece of diligence that has to happen before the send. The part most people skip is the other direction: money arriving from an address nobody checked.
Crypto & freelance
How crypto wallets actually get drained.
The cryptography holds. What happens instead is that somebody hands over twelve words, or signs something they did not read, or pays an address that looks right and is not. All three are social problems in a technical costume, which is why technical people lose money to them too.
Every account in one ledger.
Banks, cards, cash, exchanges and wallets, with the shared parts shared and the rest kept to yourself.