Connect
Open banking for the bank, a read-only API key for the exchange, an address for the wallet.
Budgeting app · Crypto + Fiat
All your money in one budget. Crypto included.
Orla connects your bank, your exchange and your wallet, then turns everything into categorized transactions. One net worth. Real budgets. A tax-ready report.
Read-only connectionsKeys stay in your browserFree plan is not a trial
Dashboard
Total net worth · base USD
$30,057
▲ 7.3% +$2,091 over 30 days
Assets $33,990 · Liabilities $3,933
Wise · Main $21,160Cold wallet $11,405Amex · Credit −$2,340Revolut −$1,593Hot wallet $1,149Cash $276
Income · this month
$6,812
+40.0%
Spending · this month
$1,394
−54.7%
Latest
Sold 0.25 ETH · Capital gains+$812.40
Nordwind · Invoice paid+$725.00
Aversi Pharmacy · Health−$18.40
Connects toBanks · EU / UK / USBinanceBybitOKXKrakenCoinbaseHyperliquidBTC · EVM · TRON · Solana
Without Orla
Three apps, three different totals
Bank, exchange and wallet each show their own number. None is the full picture.The spreadsheet died in month two
One busy week, and it is out of date for good.Crypto never joins the budget
It sits on a separate screen, and your monthly numbers ignore it.How it works
Connect once. It sorts itself.
Everything is a transaction
Trades, transfers and salary get a category, like any other income or expense.
Close the month
Spending by category, budgets, and a capital-gains report for your taxes.
The ledger
Twenty accounts, one total.
Banks, cards, petty cash, exchange balances and self-custody wallets in one list, converted to your currency. Send, swap or receive straight from the row on the wallets whose keys you hold.
Budgets
A budget that knows what you already spent.
Every transaction lands in a category the moment it arrives, so the bar moves without you touching it.
Groceries & home$57 of $600
Education$250 of $300
On pace to exceed around day 5
Transport$137 of $200
Eating out$212 of $180
Why Orla
Sell 0.25 ETH. What shows up in your monthly report?
Every budgeting app says it supports crypto. Ask this one question and the category splits in two: a price ticker, or a ledger.
Sold 0.25 ETH+$812.40
Trade booked at the price of the dayCapital gains
Network and exchange fee, $2.14Fees
Payout to your bank, matched by hashTransfer, not a sale
Everywhere else this is one event, and it reads: “Net worth changed.”
| App | What their docs say | Your monthly report |
|---|---|---|
| YNAB | Crypto goes into a tracking account | Nothing. Tracking accounts stay out of reports |
| Monarch · Copilot | Balance tracking, near real-time value | “Net worth changed” |
| Lunch Money | Balances sync; wallet transactions unsupported | Balance only, entries by hand |
| Orla | Trades, transfers and fees are transactions | Trade booked · fee categorized · transfer matched by hash, never a fake sale |
Connect one account and see the difference on your own numbers. The free plan does not expire.
Start freeSecurity & privacy
Orla can see your money. It cannot touch it.
Read-only connections
Bank logins happen on the bank's own page. Exchange keys are verified on connect, and one that can trade or withdraw is refused.
Wallet keys stay on your device
The seed phrase is encrypted in your browser. Our servers only see the public address.
Nobody reads your data
Support staff cannot open your ledger. Every export and download shows in a log you can check.
You stay in control
Passkeys, 2FA, a list of every device with access. Export or delete your data at any time.
Who it's for
For people paid in euros, in crypto, or both.
Freelance & crypto
Paid in USDT. Taxed in euros.
Invoices paid by bank transfer or in crypto, automatic payment reminders, client money separated from personal, and a yearly report for taxes.
Freelance & cryptoPersonal
Banks, cards and wallets in one book, budgets that roll over.Family
One book for the household, kids and inheritance included.Travel friends & co-livers
Trips, flatmates and travel buddies: split what was spent and settle in the fewest payments.Business & teams
Invoices, team payments and approvals in one place.Creators
Pay links and public collection pages for your audience.AI agents
A card or a wallet with hard limits: the agent pays, you sign.Product
Eight areas, one ledger.
Accounts & the ledger
Everything that holds money, and a book that sorts itself underneath.
Invoices & payouts
Invoices, pay links, payout batches with approvals, virtual cards.
Budgets & goals
Pace warnings, savings goals, a calendar that books the regulars.
Shared money & family
Splits, settle-up, family roles, chores and inheritance.
Crypto in the ledger
Swaps and Aave signed by you, a yearly FIFO report.
Security & access
Read-only by design, roles, logs and address screening.
Automations & chats
Eleven kinds of rule, bots in your chat, assistants on a leash.
Reports & tax
The month closed while it is still the same month.
Questions
The ones people ask first.
Can Orla move my money?
No. Bank connections are read-only and happen on the bank's own page. An exchange key that can trade or withdraw is refused when you connect it. On a wallet you hold the keys, they are encrypted in your browser, and our servers only ever see the public address.
Is the free plan a trial?
No. It never expires and never asks for a card. Manual accounts, statement imports and shared spaces cost nothing for as long as you use them.
What happens to crypto in my monthly report?
Trades, transfers and fees become transactions with categories, the same as a salary or a card payment. A transfer between your own wallets is matched by hash instead of being booked as a sale. At the end of the year there is a FIFO capital-gains report.
Which banks and exchanges can I connect?
Banks in the EU, the UK and the US through open banking. Binance, Bybit, OKX, Kraken, Coinbase and Hyperliquid through read-only API keys. Bitcoin, EVM chains, TRON and Solana by address. Anything else can come in as a statement import.
Who can read my data?
Support staff cannot open your ledger. Every export and download is written to a log you can check yourself, and you can export or delete everything at any time.
Do I have to give you an email to try it?
To keep a ledger, yes, it is your account. To make an invoice, no: the invoice generator asks for nothing, stores nothing and hands you the PDF.
Didn't find your answer? [email protected]
Pricing
The free plan is free forever.
Manual accounts, statement imports and shared spaces cost nothing, with no time limit. Paid plans raise the limits when the work grows.
Free
$0
Start here. Not a trial.
- Manual accounts & statement imports
- 1 card
- 3 invoices & pay-links / month
- Group & shared spaces
- AI Copilot, 15 messages / month
- 250 MB storage
Starter
$25 / month
Live sync and the paperwork.
- Everything in Free
- 3 cards
- 6 banks · 5 exchanges
- 5 members per shared space
- 15 invoices & pay-links / month
Pro
$59 / month
For a team with controls.
- Everything in Starter
- 15 cards
- 150 invoices & pay-links / month
- Custom invoice branding
- 50 automation rules
Pay yearly and save 25% · pay by card or in stablecoins · full pricing