# One pot everyone can see. A narrow one for the child and the nanny. Nobody's salary as household news. URL: https://orla.finance/en/for/family Markdown twin of that page. Append `.md` to any Orla page URL to get one. The Novaks are two parents, thirteen-year-old Lea with a card and chores, and Marta, who looks after the kids three days a week. #### Head of the family, parent, child, caregiver Julia runs the pot, Adam signs with her, Lea should see only her own money, Marta only what she spends. Who sees what? - Head of the family, parent, adult, child, caregiver, and one who can only look: the same rights as an office, in a household's own words. - A child never sees the household budget and never gets its alerts; a caregiver keeps her own book, and only hers, with the parents reading it. - A family space is separate from everyone's own: your salary is not household news. #### A task, a reward agreed up front, a parent who presses pay Walking the dog is five euros, tidying the room three. Lea marks them done; who decides, and where does the money land? - A task with a reward agreed in advance, assigned to a child; the child marks it done, a parent approves, the reward lands on the child's own account the moment it is approved. - The reward pays onto her card, into cash, or straight into a goal she is saving for. - Pocket money is a standing transfer to the child's account, landing as a row like any other. #### A screen a child can read on her own What does Lea see when she opens the app? Her card, her piggy bank, her tasks and her spending, and nothing of the household. - A child's cabinet shows only their assigned accounts, goals and chores; everything else is closed by default, not by a setting that someone had to remember to switch on. - No budgets, no net worth, no other people's salaries. - She can see how far off the bike is without asking anyone. #### One set of envelopes for the whole family, alerts to the parents Groceries, eating out and school for the month. Who gets told when one runs low, and who is kept out of it on purpose? - Monthly limits per category, what is left of each, what slipped past. - A budget watch tells the parents before the limit, not after; the child does not get it. - Unspent budget can roll into next month. #### Saving for the summer, and for the bike The family saves three hundred a month for Croatia, Lea saves for a bike from her own money. Is either on track, and by when? - A goal counts marked transactions or the balance of the accounts you link to it, and shows the pace it is on. - Each goal shows what it needs per month against the current pace, and whether it is on track for its date, or how far behind it has fallen. - A child's goal is hers: she sees it on her own screen, the parents see it beside the family's. #### The nanny keeps her own book, and only hers Marta buys groceries and pays for the pharmacy three days a week. What does she see, and what do the parents see of it? - A caregiver has her own assigned account and books what she spends from it; the parents see every row under her name, as it lands. - She sees nothing of the household's budgets, net worth or the parents' salaries. - Her role is one for the whole class: nanny, nurse, housekeeper. #### The electricity, the school and the insurance, dated Tuition on the third, electricity on the eighth, insurance on the ninth, two salaries at the end of the month. What is the low point, and when? - Everything dated on one page: what is overdue, what falls this week, what is coming in, and where the balance lands at month end. - A row that looks recurring gets a hint; the forecast names the low point and its day. - A standing payment is matched to the payee you paid last month. #### Two parents, a child, a nanny, one pot. - Head of the family: Runs the pot, sets the envelopes, and approves the chores. - Parent: Sees everything the head sees and gets the same alerts. - Child: Her card, her piggy bank, her tasks and her goal; nothing else. - Caregiver: Her own card and the rows she books; nothing of the household. #### Ask it whether the month fits the budget. Allowances, bills and the savings goal: the composer answers from the household's own rows. - A threshold on the forecast: The USD account goes under 5,000 on the 23rd, said a week before rather than the morning after. - Subscriptions that got dearer: The same schedule compared over the months: Notion up 18% since July, and Figma added a seat. - Surplus that could earn: The balance minus the obligations of the horizon: what is spare, for how long, and at what rate in Earn. #### Connected the way a household is already run. The bank by feed, the cards from one prepaid balance, and the phone for receipts and a child's spends. #### What a family needs to trust the book. - Everyone sees their part: A child never sees the household budget; a caregiver sees only her own book; nobody sees anyone else's own personal space. - Agreed up front: A chore's reward is agreed in advance, so it is not a negotiation twice; a parent presses pay. - Household words: Head of the family, parent, adult, child, caregiver: the same permission model as an office, in the family's own words, not the office's. - Your own space: A family space is separate from your own; your salary does not become the household's news, ever. #### Questions ##### Can a thirteen-year-old have her own login? Yes, as a child: a parent consents when inviting her. Her cabinet shows only her assigned accounts, goals and chores; everything else is closed by default. ##### What does the nanny see? Her own book: the account assigned to her and the rows she books from it. She sees nothing of the household's budgets, net worth or the parents' salaries, and the parents see every row under her name, the day she books it. ##### Does my partner see my personal account? No. A family space is separate from each person's own space. Only the accounts you put into the family are household money; your salary stays yours unless you move it in. #### Read next - Shared spaces, roles and who sees what: https://orla.finance/en/product/people - What the month and the year end produce: https://orla.finance/en/product/month - If one of you invoices clients: https://orla.finance/en/for/freelancers